
Editor’s note: Like “Fast Food Nation,” I found this work to be like any other that looks for a sole source of a complex problem. That is, blaming sub-prime lending on the pawnshop and fringe lending industry is rather like blaming obesity on McDonald’s. Way over the top for me. But like “Fast Food Nation,” we need to be reminded of societal problems in an interesting way. Rivlin most certainly accomplishes that with this very readable book. Our foundation has invested heavily in eradicating payday lending in Ohio by providing an alternative via www.employeeloansolutions.com so we believe in Rivlin’s point. Our current investment is helping pilot an employer-based alternative to store-front lenders (which Ohio voters thought we had outlawed by state-wide referendum a few years ago) by offering safe, affordable and responsible loans to this same audience that comprises (by Rivlin’s estimates) a $100 billion industry in the USA.





Editor’s comment: Warning to my conservative friends: This book can be interpreted as an attack on American capitalism! I realized that only a few pages in, and almost threw the book away. But I remembered one time when my daughter made me go to a Michael Moore movie by 
Editor’s Note: I’m not much of a biography guy but this one reads like fiction. Through 400 pages, O’Clery does a great job with short punchy chapters about a man I’d never hear of before. Chuck Feeney quietly built a multi-billion dollar empire of Duty Free stores and then even more quietly invested all of his fortune in social change. He patterned his life after Andrew Carnegie’s essay on “Wealth” which dealt with “giving while living.” No matter where your point of view ends up on the man or his works, it’s just a helluva read. 



