Editor’s note: Below you’ll find a link to Kiva.org’s 2011 annual report. Started only in 2005, any person (me included) can go onto this site and “connect” to a third world entrepreneur to whom they wish to lend money which, over time, is paid back. All candidates are the very, very poor and the average loan is about $400. Using this method, they lent almost $100 million in ’11, their sixth year in “social business.” Read the whole report if I’ve piqued your interest. They are amazing.